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Insurance
Physical Therapy at VTFC Insurance Physical Therapy at VTFC Insurance Does VTFC accept insurance? Virginia Therapy & Fitness Center does accept most insurance as an Out-of-Network provider. This means as a courtesy we will bill your insurance with your Out of Network benefits. Most insurance policies require you meet your annual deductible before they will cover a portion of services. Please contact your insurance customer service line to verify your benefits. Typically, there are no co pays with out of network benefits.
Does VTFC accept Medicare or Medicaid?
Currently Virginia Therapy & Fitness Center does not accept Medicare or Medicaid insurances. If you wish to seek treatment with our facility you will be required to sign an advance beneficiary form acknowledging we do not bill to Medicare or Medicaid and your services may not be covered. You then may pay out of pocket for services provided and submit the claims to Medicare for reimbursement if you wish.
What does out-of-network mean?
Out of Network means we will provide physical therapy services as a non-participating provider with your insurance. VTFC is not contracted with any insurance to accept what they reimburse, therefore any remaining difference between what your insurance covers and VTFC charges becomes patient responsibility.
What will my insurance cover?
Each policy varies with the amount of coverage you may have. Please contact your insurance company to verify your specific policy’s out-of-network physical therapy benefits.
Will VTFC submit my claims for me?
Virginia Therapy & Fitness Center will submit all claims to the proper insurance carrier except any auto-related insurances, Medicare or Medicaid, and Tricare. You also have the option of self-claim submission at any time.
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